A Florida 2-15 License, or Life, Health, and Variable Annuity Agent License, is a comprehensive, state-regulated credential authorizing agents to sell life insurance, health insurance (including ACA/Obamacare), and variable annuities in Florida. It is the most complete license for these products, requiring a 60-hour pre-licensing course, a passing score of 70% or higher, and a state exam.
Key details regarding the Florida 2-15 license include:
- Capabilities: Licensees can sell life insurance, health plans (including Medicare and disability), and variable annuities.
- Requirements: Applicants must be at least 18 years old, a Florida resident, a U.S. citizen or legal alien, and complete an approved 60-hour pre-licensing course.
- Process: After passing the 60-hour course and state exam, candidates must submit a, application and fees to the Florida Department of Financial Services.
- Scope: It combines the coverage of a 2-14 (Life and Annuities) and 2-40 (Health) license.
- Career Opportunities: 2-15 agents are in high demand for positions such as insurance sales producers and Medicare specialists.
The license must be maintained through continuing education requirements, typically a 4-hour update course every two years.
